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INIT’s back-end processing system, MOBILEvario, serves as the core intelligence for the project processing all forms of payment for the multi-agency system including physical debit or credit cards or digital versions stored in Apple Pay and Samsung pay, and now virtual Hop Fastpass transit cards via Google Pay.
When a rider taps their device to any of the 1,200 INIT PROXmobil validators, MOBILEvario calculates the fare, validates the transaction against the back office account, and displays the fare validation result to the rider in real-time. Since all transactions are performed against the back office, riders can get accurate and up to date account information anytime and anyplace.
The Hop Fastpass™ system was designed following an open architecture approach which was a success of the project to allow easy integration with partners like Google.
Due to the open architecture design, more than a dozen partners associated with the project were integrated without changes to the core system.
Since MOBILEvario is designed as a financial system, its main focus is to account for each and every transaction performed. The ease of interface to multiple off-the-shelf accounting software provided convenient integration into the existing accounting system. This strong revenue package delivers sophisticated management of earned revenue, deferred revenue, revenue recognition, and revenue sharing. For the multi-agency, bi-state Hop Fastpass™ system, automated clearing of revenues are securely performed.
INIT’s first open payments system in Portland-Vancouver has experienced more than 1 million taps since its initial launch in July of 2017.
Virtual Hop cards via Google Pay are expected to be available to users of Android smartphones* in early 2018 pending the success of the agency’s beta test.
Android Pay works with Android phones running Kit Kat (4.4) or higher. To make in-store or transit payments, your phone also needs to support NFC (Near Field Communication) and HCE (Host Card Emulation). To check for NFC, look for it in your phone’s Settings app. You can make in-app payments even if your phone does not have HCE.